Reviewed August 2, 2026

Can I appeal a Social Security overpayment online?

Yes, SSA offers online non-medical reconsideration and a signed-in upload route, but use the channel stated in the notice when the online service does not accept the issue.

Yes, SSA currently offers an online non-medical reconsideration service. An overpayment dispute is generally non-medical because it challenges the fact or amount of a payment decision.

Two online routes published by SSA

  • Start a non-medical request: use SSA's current reconsideration task page and follow the prompts.
  • Upload Form SSA-561: sign in, complete and save the current PDF, then upload and submit it through the SSA account route.

When another channel may be necessary

The notice may direct you to a local office or another specific method. The online service may also determine that the issue cannot be completed there. In that case, use the current Form SSA-561 or a written request and follow SSA's office instructions. Do not send the appeal to SSA headquarters.

What to save

Keep the submission confirmation, a copy of the request, the documents uploaded, and the original notice. If no confirmation appears or the service fails near a deadline, contact SSA promptly and use another official channel that provides proof of delivery.

Official sources

Related resources