Apply as soon as you are ready
Do not delay filing only because you do not yet have every medical record. Social Security can help obtain missing information after you provide treatment sources and permission.
Two programs may apply
Social Security Disability Insurance (SSDI) is generally tied to your work history and Social Security-covered earnings. Supplemental Security Income (SSI) is needs-based and considers income and resources. Some people can qualify for both programs at the same time.
Basic disability standard
For adults, Social Security generally looks for a medically determinable condition that prevents substantial work and is expected to last at least 12 months or result in death. Meeting the medical standard does not by itself establish every nonmedical requirement.
How to start
- Review SSDI and SSI so you understand which nonmedical rules may apply.
- Gather medical providers, treatment dates, medicines, tests, and recent work history.
- Apply online where available, or contact Social Security by telephone or through a local office.
- Answer follow-up requests promptly and keep copies of submissions.