Do not delay filing only because you do not yet have every medical record. Social Security can help obtain missing information after you provide treatment sources and permission.
Two programs may apply
Social Security Disability Insurance (SSDI) is generally tied to your work history and Social Security-covered earnings. Supplemental Security Income (SSI) is needs-based and considers income and resources. Some people can qualify for both programs at the same time.
Basic disability standard
For adults, Social Security generally looks for a medically determinable condition that prevents substantial work and is expected to last at least 12 months or result in death. Meeting the medical standard does not by itself establish every nonmedical requirement.
How to start
- Review SSDI and SSI so you understand which nonmedical rules may apply.
- Gather medical providers, treatment dates, medicines, tests, and recent work history.
- Apply online where available, or contact Social Security by telephone or through a local office.
- Answer follow-up requests promptly and keep copies of submissions.
If reconsideration is unfavorable
Read the reconsideration notice immediately. When it identifies a hearing as the next level, request the hearing by the stated deadline and begin organizing updated medical and work evidence.
Official sources
Related resources
- Apply for Social Security disability benefits
- What is the difference between SSDI and SSI?
- Disability application checklist
- Apply separately for VA disability compensation
- Receiving VA disability compensation and SSDI
- Social Security Administration profile
- Request a hearing after reconsideration
- Prepare for a disability hearing
- Office of Hearings Operations
- Request Appeals Council review after a hearing
- Apply for Supplemental Security Income (SSI)
- Check whether SSI can be completed online
- Overpayment notice checklist
- Appeal or request a waiver?
- Request smaller overpayment withholding
- Prepare an overpayment appeal
- File a federal court action after Appeals Council review
- Appeal if Social Security later stops benefits after a medical review